Maybe you just want to learn how to save better. Let us give you some realistic tips on how to save and to faithfully stick to it.<\/p>\n
STOP THE IMPULSE BUYS<\/strong><\/h2>\nThe culprit for most useless spending is the impulse buy on things we don\u2019t need and sometimes things we don\u2019t even want. The term \u201cbudol\u201d is commonly used with our budding online culture. Nowadays, impulse buys are getting easier and easier with some just a click away.<\/p>\n
The best way to stop this habit is to give yourself time before hitting add to cart. For smaller purchases, 24 to 48 hours would suffice but for larger purchases, give yourself a week to research the product further. It\u2019s up to your discretion on what you consider a small and large purchase.<\/p>\n
LESSEN THE WINDOW SHOPPING<\/h2>\n
Shopping sites make window shopping inevitable. As soon as you open the site, you are immediately greeted by multiple deals for things you don\u2019t necessarily need or want. Sometimes, we don\u2019t even notice we\u2019re window shopping with simple scrolling or checking out a popup ad of a product.<\/p>\n
With this in mind, make sure you really want to spend money on what you find. Don\u2019t use sales and discounts as a way to justify buying things you will not use.<\/p>\n
REGULARLY CHECK YOUR ACCOUNT BALANCE<\/h2>\n
Sometimes, the best wake-up call is checking your bank account and regularly seeing how much you spent in a day or a week. With the budding of the online culture, it isn\u2019t necessarily a bad thing. With buying made so easy, checking your balance has been made easier as well.<\/p>\n
Depending on your bank, download the corresponding app to have a real-time update on your purchases. Regularly looking at your account balance is a great habit to keep yourself in check with frivolous spending.<\/p>\n
LOCK YOUR MONEY AWAY<\/h2>\n
The final tip sounds less drastic than it what it actually is. The basic thought process is if you don\u2019t have extra money to spend, you won\u2019t be tempted to buy useless things. How exactly do you \u201clock your money away\u201d? Well, a suggestion could be making use of time deposits.<\/p>\n
Think of time deposits as piggy banks that earn money the longer you leave it in. It\u2019s there to keep your money safe so instead of collecting dust or you being tempted to use it, time deposits can help you save better while earning you money. This is a great incentive to keep \u201clocking your money away\u201d.<\/p>\n
Ka-Investa, saving is realistically hard. We have our own responsibilities\u00a0and desires. But remember, savings can\u00a0<\/em>save you especially during rainy days. It’s always good that we have something to use during emergencies and other urgent expenses. <\/em><\/p>\nYou can start by saving even at least Php 500 per pay day. That relatively small amount can compound in the long run. The amount you save is not a problem. What’s more important is the habit of saving & that you start now. Happy saving, Ka-Investa!<\/em><\/p>\n
You can start by saving even at least Php 500 per pay day. That relatively small amount can compound in the long run. The amount you save is not a problem. What’s more important is the habit of saving & that you start now. Happy saving, Ka-Investa!<\/em><\/p>\n
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