Please read this Payment Policy (referred to as “Payment Policy”, “Policy”) carefully before using any current and future Features, Products, Services and Subscriptions (referred to as “Service”, Services”) operated by Investagrams, Inc. ("We," "Us" and/or "Our")(or an affiliated entity) to any User (referred as “You” and/or “User”).

This Policy, along with the information referenced herein, governs your use of and access to the Services. By checking the "I Accept" information or by otherwise accessing the product/service, you agree to be legally bound by this Payment Policy.


Refunds will not be provided for any Services that are already purchased/paid. Note that the availability of the Services is considered as current and the payment of terms is by Prepaid Subscription only. There is no recurring subscription option after the billing cycle ends, as the User will need to go through manual top-ups to avail a new Service again.


We reserve the right to refuse or cancel your order at any time for reasons including but not limited to: availability, errors in the description or price, error in your order or other reasons. In addition, we reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected.


Users may not transfer, assign, exchange and/or reissue any Services (including events) to any Account and/or Users once it is paid. Any request related to this issue will be denied as it is the sole responsibility of the User to ensure that he/she will review, confirm and verify all information beforehand.


The Service is made available to you at its sole and absolute discretion for the following purposes:

  • InvestaWallet is only applicable for any payment of goods, products or services within Investagrams.
  • InvestaWallet is not applicable for withdrawals or irrevocability of Top-up payments.
  • You acknowledge and agree that you are only permitted to use InvestaWallet as expressly set out in this Payment Policy or Investagrams’ Terms or customer agreement and on conditions applicable to the Investagrams Features, which may be posted from time to time in connection with such products and services.


Any contests or other promotions made available through the Services may be governed by rules that are separate from this Payment Policy. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a contest or promotion conflict with this policy, the contest or promotion rules will apply.

We reserve the right to make changes, modifications, amendments and/or updates to the terms in this Payment Policy from time to time and for any reason, by posting such changes here, which you can access at any time by visiting the Payment Policy page at . You acknowledge and agree that you shall be responsible for reviewing this Payment Policy from time to time for changes, and that changes to this Policy shall be effective when posted.

By continuing to access/use the Services after any new release or revisions become effective, you are agreeing to be bound by the Payment Policy as stated above.